How to Buy Bitcoin with No Fees in 2025 – A Step-by-Step Guide for Beginners

Are you looking to buy Bitcoin with no fees in 2025? As an experienced or an aspiring investor, it is paramount to learn how to spend Bitcoin without paying any fee. In this ultimate guide, we will discuss different means and ways to obtain the Bitcoin without spending money you do not need to be spent.

By the year 2025, the cryptocurrency market is still changing, creating new possibilities and obstacles to investors. The question of what it will cost to buy Bitcoin is one of the most frequently asked by new investors and those who have been in the trade some time. The transaction commissions may accumulate rather fast, particularly in case of active merchants. Luckily enough, it is possible to purchase Bitcoin even without any fees. With the help of this guide, you shall be briefed on the best methods to buy Bitcoin without ending up incurring unnecessary expenses.

By the end, you’ll learn:

• The top no-fee crypto exchanges in the USA

• How to buy Bitcoin with a debit card instantly

• Strategies to invest in Bitcoin and make money

• Whether it’s possible to get Bitcoins for free

Let’s dive in!

Understanding Bitcoin Transaction Fees

Why are Crypto Fees a Problem?

Before learning how to buy Bitcoin with no fees, it’s important to understand why fees exist. Most exchanges charge:

• Trading fees (when buying/selling)

• Deposit/withdrawal fees (bank transfers, credit cards)

• Network fees (Bitcoin blockchain transaction costs)

According to a 2025 crypto exchange fees comparison, some platforms charge up to 4% per transaction—a huge loss for long-term investors.

How Much Can You Save with a No-Fee Exchange?

• Buying $1,000 in Bitcoin on a high-fee platform could cost $40 in fees.

• On a no-fee crypto exchange, you keep that full $1,000 invested.

How to Buy Bitcoin with No Fees in 2025 – Step-by-Step

Step 1: Choose a No-Fee Crypto Exchange

Not all exchanges are equal. Here are the best places to buy Bitcoin with no fees in 2025:

Some exchanges offer zero trading fees but may charge for deposits/withdrawals.

Pro Tip: If you’re in the USA, Robinhood and Cash App are among the best no-fee options.

Step 2: Fund Your Account (Without Fees)

You can:

• Buy Bitcoin with a debit card instantly (some apps allow this)

• Use bank transfers (ACH) for no fees (slower but free)

• Buy Bitcoin with cash via peer-to-peer (P2P) platforms like LocalBitcoins

Warning: Some services charge 3-4% for credit card purchases. Always check the cryptocurrency transaction fees list before depositing.

Step 3: Execute Your Bitcoin Purchase

Once funded:

1. Search for BTC (Bitcoin) on your chosen exchange.

2. Enter the amount (e.g., $100, $500, or $1,000).

3. Confirm the trade—no fees applied!

Step 1: Choose a No-Fee Crypto Exchange (USA & Global Options)

What Is a No-Fee Crypto Exchange?

A no fee crypto exchange eliminates trading fees, deposit fees, or withdrawal fees. However, some may charge minimal spreads or network fees.

Best Platforms to Buy Bitcoin with No Fees in 2025

Here are the best places to buy Bitcoin with minimal or zero fees:

1. Coinbase Pro (Now Advanced Trade) – Offers low fees for high-volume traders.

2. Binance US – Competitive crypto exchange fees comparison, especially for BNB holders.

3. Kraken – Low trading fees (0.16%–0.26%) and no deposit fees.

4. Robinhood – Zero commission trading, but limited crypto features.

5. Cash App – Allows buying Bitcoin with debit card instantly (small spread fee).

Pro Tip: Some platforms like MoonPay (available in select countries) let you buy Bitcoin with credit card no verification, but check availability in your region (“What countries is MoonPay available in?”).

Step 2: How to Buy Bitcoin Online Without Fees

Method 1: Use a No-Fee Trading Platform

• Sign up on a no fee crypto exchange USA (like Gemini ActiveTrader).

• Deposit USD via ACH (free) instead of credit/debit cards (which often have fees).

• Place a limit order (avoids higher market-order fees).

Method 2: Peer-to-Peer (P2P) Trading

• Platforms like LocalBitcoins or Paxful allow how to buy bitcoins with cash (no exchange fees).

• Beware of scams—always verify seller ratings.

Method 3: Crypto Rewards & Free Bitcoin

• Earn free Bitcoin via:

  • Faucets (like Freecash)

  • Airdrops

  • Cashback apps (e.g., Lolli)

Question: “How to make money with Bitcoin for free without investment?” Try staking or learning crypto faucets!

Step 3: Avoid Hidden Fees – What to Watch For

Even “no-fee” exchanges may have hidden costs:

Key Insight: Cryptocurrency transaction fees list varies by platform—always compare before trading.

Step 4: How Much Should You Invest in Bitcoin?

Wondering, “How much to invest in Bitcoin to become a millionaire?” Here’s a breakdown:

• $20 in Bitcoin → A small test investment (“What happens if I buy $20 in Bitcoin?”).

• $1,000+ → Potential for long-term growth (“How to purchase Bitcoin for long term?”).

• Dollar-Cost Averaging (DCA) → Best strategy for beginners.

Pro Tip: If you’re asking, “Can I start Bitcoin with no money?” try earning free crypto first!

Step 5: Buying Bitcoin on Schwab & Other Brokers

For traditional investors:

• How to invest in Bitcoin on Schwab? → Use ETFs like BITO (no direct BTC ownership).

• Fidelity Crypto → Another low-fee alternative.

Debate: “Is Coinbase better than Binance?” Depends on your needs—Coinbase is beginner-friendly; Binance offers lower fees.

Best Platforms to Buy Bitcoin with No Fees

Several platforms offer ways to buy Bitcoin with no fees. Here are some of the top options:

1. Kraken

Kraken is distinguished by its low costs and high level of protection. Although it does not provide zero fees in all transactions, it has competitive rates coupled with discounts to high volume traders. Kraken also accepts many forms of payment such as bank transfer, credit card.

2. Robinhood

Robinhood has commissionless cryptocurrency trading as well as Bitcoin. It is simple and easy to use and appropriate to novices. Yet, it is worth mentioning that Robinhood does not offer an option to send cryptocurrencies to other wallets, which can be a drawback used by investors.

3. River Financial

River Financial Price is specialized in Bitcoin, and does not charge any fees on the repeated purchase of Bitcoin. It is a great alternative to long term investors who want to dollar-cost average into Bitcoin. Other features that can be found on the platform include Lightning Network to transmit transactions quicker.

4. Strike

Strike is a payment platform enabling buying Bitcoin without fees. It uses the Lightning Network to make immediate and cheap transactions. Strike is especially conducive to overseas transfers and micro payments

How to Buy Bitcoin with No Fees Using Credit and Debit Cards

It is common to be charged fees when you buy Bitcoin using the credit or debit card. Nevertheless, there are options to reduce or avoid such fees at some platforms:

• Use Platforms with Zero Fees: zero-fee platforms such as Strike and River Financial exist where even credit or debit card purchases can be made free of charge.

• Utilize Promotions: Promotions are periods when there are no card transactions fees in some exchanges. Be on the lookout of these offers.

• Consider Peer-to-Peer Platforms: The likes of Paxful and LocalBitcoins are places where the concerned parties can purchase Bitcoin outright through other individuals and with impunity. Nevertheless, be careful and check the integrity of the opposite.

Buying Bitcoin with Cash: Is It Possible Without Fees?

Yes, it’s possible to buy Bitcoin with cash and avoid fees:

• Bitcoin ATMs: Some Bitcoin ATMs allow users to purchase Bitcoin with cash. While these machines may charge a fee, some locations offer promotions with zero fees.

• Peer-to-Peer Transactions: Platforms like Paxful and LocalBitcoins enable users to find sellers accepting cash payments. Direct transactions can eliminate intermediary fees.

Advanced Strategies: Lightning Network and Peer-to-Peer Transactions

For those looking to delve deeper into fee-free Bitcoin acquisition:

• Lightning Network: The Lightning Network is a second-layer solution that enables faster and cheaper Bitcoin transactions. By using wallets compatible with the Lightning Network, users can send Bitcoin with minimal fees.

• Peer-to-Peer Platforms: Engaging in direct transactions with other users can eliminate platform fees. Always ensure you’re dealing with reputable individuals and platforms.

Alternative Ways to Buy Bitcoin with No Fees

1. Use a No-Fee Crypto App

Some apps, like Robinhood, allow free Bitcoin purchases with no trading fees.

2. Buy Bitcoin with Credit Card (No Verification)

While rare, some platforms like MoonPay allow buying Bitcoin with a credit card with no verification (limits apply).

3. Earn Free Bitcoin (No Investment Needed)

Yes, you can get Bitcoins for free through:

• Faucets (small Bitcoin rewards)

• Referral bonuses (invite friends)

• Airdrops & rewards apps

Caution: Free Bitcoin methods are slow—better for learning than serious investing.

How to Invest in Bitcoin and Make Money

Strategy 1: Dollar-Cost Averaging (DCA)

• Invest $50-$100 weekly to reduce market risk.

• Works well for long-term Bitcoin investment.

Strategy 2: Trading (For Advanced Users)

• Buy low, sell high (requires market knowledge).

• Use low-fee exchanges like Binance.US.

Strategy 3: Staking & Earning Interest

Some platforms let you earn Bitcoin interest (e.g., BlockFi, Celsius).

Question: Are you investing for the long term or looking for quick profits?

Frequently Asked Questions

How can you buy Bitcoin with no fees?

You can buy Bitcoin with no fees by using platforms like Kraken, Robinhood, River Financial, and Strike. Additionally, consider peer-to-peer platforms and Bitcoin ATMs with promotional offers.

Which crypto has 0 transaction fees?

Some platforms offer zero transaction fees for specific cryptocurrencies. For instance, Strike offers fee-free Bitcoin transactions.

Which exchange has the lowest fees for crypto?

Exchanges like Kraken and Binance US are known for their low fees. However, always compare fee structures before choosing a platform.

How to purchase Bitcoin for long term?

For long-term purchases, consider setting up recurring buys on platforms like River Financial. This strategy, known as dollar-cost averaging, helps mitigate market volatility.

How much is a $1000 Bitcoin transaction fee?

Transaction fees vary based on network congestion and platform policies. On average, Bitcoin transaction fees range from $1 to $10.

Can I buy Bitcoin with a credit card without fees?

Yes, platforms like Strike and River Financial offer credit card purchases with no fees.

Which crypto app does not charge fees?

Apps like Strike and River Financial offer fee-free transactions.

What is the easiest way to buy Bitcoin for beginners?

For beginners, platforms like Robinhood and Coinbase provide user-friendly interfaces and educational resources.

How much money do I need to invest in Bitcoin for beginners?

You can start investing in Bitcoin with as little as $10. Many platforms have low minimum investment requirements.

Can I start Bitcoin with no money?

While you can’t purchase Bitcoin without money, you can earn Bitcoin through faucets, rewards programs, or by offering goods and services in exchange for Bitcoin.

Can I buy Bitcoin with a credit card without fees?

Yes, platforms like Strike and River Financial offer credit card purchases with no fees.

How to make money with Bitcoin for free without investment?

You can earn Bitcoin for free through faucets, rewards programs, or by offering goods and services in exchange for Bitcoin.

Is there a fee when buying BTC?

Most platforms charge a fee when buying Bitcoin. However, some platforms offer fee-free transactions under certain conditions.

What happens if I buy $20 in Bitcoin?

If you buy $20 in Bitcoin, you’ll receive a fraction of a Bitcoin based on the current market price. Be aware of any potential transaction fees.

What countries is MoonPay available in?

MoonPay operates in over 160 countries, allowing users to buy Bitcoin and other cryptocurrencies.

Is Coinbase better than Binance?

Both Coinbase and Binance have their advantages. Coinbase is user-friendly and suitable for beginners, while Binance offers a broader range of cryptocurrencies and lower fees for advanced traders.

Conclusion

It is quite possible to get any amount of Bitcoin in 2025 without paying any commissions. Transaction costs could also be reduced or even Non-existent, by analogy of adopting the preferred platforms and strategies. Never use the first item found on the internet and read up before deciding on a platform and put into consideration security, usability, and the features it has to offer. Keeping in mind, the cryptocurrency world is huge and constantly changing; being aware of the cryptocurrency world will assist you in making the most appropriate choices in your investing career.

Now that you know how to buy Bitcoin with no fees in 2025, take action:

1. Choose a zero-fee exchange of our top crypto exchanges.

2. Use ACH deposits and limit orders so you can avoid hidden fees.

3. Consider long-term holding or DCA strategies.

Are you ready to invest? Check our crypto exchange fees comparison and begin the comparison now!